Latest 3-month bank statement, Latest payslip and, a copy of ID.

For assessment purposes, documents do not need to be certified. However, should your application be approved, we will require certified documents.

Our repayment period ranges from one month to three months @ 28% interest rate and from one month to five months @ 30% interest rates.

We unfortunately do not offer loans to students and self-employed individuals.

Yes, we can assist you online. You can apply on our website or send us your documents via email.

Our office hours are: Monday to Friday from 08H00-17H00 Saturdays from 08H00-13H00, and closed on Sundays and public holidays.

Our service is very quick and convenient. It is a same day approval and same day payout.

We have a debit order system that directly deducts from your account monthly. Alternatively, you can deposit in the following bank account;

KAMA Financial Services (Pty) Ltd

Bank Name: First National Bank

Account Number: 62257364605

Account type:  SME Business Cheque

Branch Code: 280472

Use your ID number or your full name as a reference when you are making the payment

Yes, we do consolidate loans, all you have to do is provide us with a statement of your account from the micro-lender, where you have an account and we will assess and give you feedback.